Springville Federal Credit Union

Rates & Fees

LOAN TYPE	APR*
New Vehicle Loans	6.25%
Used Vehicle Loans	7.25%
New Recreational Loans	7.25%
Used Recreational Loans	8.25%
Personal Loans	9.9%
Refinanced Education Loans	4.20%
Refinanced Education Loans (with payroll deduction)	4.00%
Share Secured Loans	3.50%
Line of Credit Loans	11.00%

Share Accounts*	.55%
Club Accounts	.55%

* minimum deposit of $100.00 to earn interest

18 month certificates 0.9%
24 month certificates 1.0%
30 month certificates 1.1%

15 month certificate special 2.0%
15 month certificate special w/new money 2.1%

18 month certificate special 3.25%

12 month certificate special 3.80%

Service	Fee
New Member Fee	$1.00
Stop Payment Fee	$20.00
Loan Payment Late Fee (after 30 days)	$15.00
Loan Refinancing Fee	$25.00
Dormant Account Fee (after 30 days)	$1.00 per month