Rates & Fees





Loan Rates

LOAN TYPE
APR*
New Vehicle Loans 3.15%
Used Vehicle Loans 4.15%
New Recreational Loans 3.15%
Used Recreational Loans 4.15%
Personal Loans 8.89%
Refinanced Education Loans 4.20%
Refinanced Education Loans
        (with payroll deduction)
4.00%
Share Secured Loans 3.25%
Line of Credit Loans 11.00%

Savings Rates

Share Accounts* .50%
Club Accounts .50%

* minimum deposit of $100.00 to earn interest

Certificate Rates

18 month certificates 0.9%
24 month certificates 1.0%
30 month certificates 1.1%

Fee Schedule

Service
Fee
New Member Fee $1.00
Stop Payment Fee $18.00
Loan Payment Late Fee (after 30 days) $15.00
Loan Refinancing Fee $25.00
Dormant Account Fee (after 30 days) $1.00 per month


Griffith Institute Employees Federal Credit Union

  Contact Us

64 East Main Street
Suite 3
Springville, NY 14141

Phone: 716-592-9887



  Our Hours

Tuesday:12 pm to 4:30 pm
Wednesday:12 pm to 4:30 pm
Friday:12 pm to 4:00 pm

Email: creditunion@springvillefcu.org