Rates & Fees

  • Loan Rates
  • Savings Rates
  • Certificate Rates
  • Fee Schedule




Loan Rates

LOAN TYPE
APR*
New Vehicle Loans 4.25%
Used Vehicle Loans 5.255%
New Recreational Loans 5.25%
Used Recreational Loans 6.25%
Personal Loans 7.9%
Refinanced Education Loans 4.20%
Refinanced Education Loans
        (with payroll deduction)		 4.00%
Share Secured Loans 3.50%
Line of Credit Loans 11.00%

Savings Rates

Share Accounts* .50%
Club Accounts .50%

* minimum deposit of $100.00 to earn interest

Certificate Rates

18 month certificates

0.9%

24 month certificates

1.0%

30 month certificates

1.1%

 

 

15 month certificate special

2.0%

15 month certificate special w/new money

2.1%

 

 

12 month certificate special for January & February 2023

3.0%

12 month certificate special for January & February 2023 w/new money

3.1%

 

Fee Schedule

Service
Fee
New Member Fee $1.00
Stop Payment Fee $20.00
Loan Payment Late Fee (after 30 days) $15.00
Loan Refinancing Fee $25.00
Dormant Account Fee (after 30 days) $1.00 per month


Griffith Institute Employees Federal Credit Union

  Contact Us

64 East Main Street
Suite 3
Springville, NY 14141

Phone: 716-592-9887



  Our Hours

Tuesday:12 pm to 4:00 pm
Wednesday:12 pm to 4:00 pm
Friday:12 pm to 4:00 pm

Email: creditunion@springvillefcu.org